A first-run budget
| Item | Published figure |
|---|---|
| Process authority review | $95 to $190 per product for a scheduled process at Cornell, $190 to $380 expedited1 |
| Lab tests | $30 to $45 per sample per test at Cornell1 |
| Shelf-life study | $2,500 to $7,500 for a standard study at Oregon State's Food Innovation Center; $1,000 to $3,000 for storage and conditioning only; $7,500 and up for comprehensive programs2 |
| New-SKU onboarding at the plant | $500 to $2,500, one time3 |
| Setup or changeover | $250 to $1,5003, or around $2,00045 |
| Deposit | 30 to 50 percent at booking, balance at shipment4 |
| Printed packaging | Often 100 percent prepaid4 |
| Product liability insurance | $2,500 to $8,000 a year in premiums for food and beverage6 |
Shelf-life studies work best with a finalized formula and the real market packaging2, so the recipe has to be settled before this budget starts.
The cash a first run ties up
Retailers often pay brands on Net 60 to 120 terms. One consultancy estimates that a 50,000-unit first run ties up $80,000 to $150,000 in cash, and an industrially printed can run of 180,000 or more units $150,000 to $350,0004.
Insurance limits
Published limits conflict. One source lists Target and Whole Foods at $2 million per occurrence and $4 million aggregate, and Costco and Walmart at $5 million per occurrence and $10 million aggregate6. Another suggests starting at $1 million per occurrence and $2 million aggregate and says larger retailers like Whole Foods often require $5 million7. Ask your retailer and your broker. Many co-packers require their clients to carry product liability insurance and to name the plant as an additional insured6.
Timing
Many co-packers ask clients to confirm production a month or more in advance8, so book the run before your packaging order is due.
Sources
- Cornell Food Venture Center, Services and Fees (University)
- Oregon State University Food Innovation Center, Shelf Life Testing (University)
- Feed The Line, How to Price Co-Packing Services (2026) (Company)
- Eightx, Co-Manufacturing Cost and MOQs for CPG (2026) (Company)
- MSL Packaging and Fulfillment, Co-Packing Pricing 2026 (Company)
- Femfounded, Product Liability Insurance (2026) (Company)
- Guidance, Insurance for Food Brands (2026) (Company)
- UF/IFAS Extension FS380, Finding and Using a Co-packer (University)
General information, not legal, regulatory or financial advice. Published figures are examples from the cited sources, not quotes. Confirm requirements for your product with a process authority, regulator or adviser.